It has been about 2 months since starting our new budget. For the couple of months we have been doing well following it. The first month was really hard, because we cut out so many areas. We were going home early because we cut out happy hours. Life seemed a little boring because all the… Continue reading Budget: Dealing with Unplanned Expenses
When I first started on my debt journey I didn’t have an emergency fund. In fact I was so much in debt, creating an emergency fund seemed impossible. While it may seem impossible it is extremely important to have one. There are different ways to fund an emergency fund. Reduce your monthly pay off plan… Continue reading What Should an Emergency Fund Cover?
Once upon a time, Mrs. Dinero was a heavily in debt, packrat. I was living in a 3 bedroom, 1800 sq ft condo. You would think this would be enough space for 1 person, but I found it constantly crowded and confining. I started looked at selling my condo and to find something bigger! Then… Continue reading How My Quest for Minimalism Turned into a Frugal Lifestyle
This weekend’s challenge is very friendly to the budget we have set up this week. In our budget we have eliminated our entertainment and dining out budgets. This is great for our wallet, but it also means we might need to redefine how we have fun. Think about how you can have fun this weekend,… Continue reading Weekend Challenge – Money Free Weekend
Most women know it costs money just to be a woman. Usually we think about it with products like makeup, clothes, and shoes. Recently it has been noted that women are also paying more for products that are in every way, except color, are identical to those sold to men. This article from CNN Money,… Continue reading The Pink Tax
Right now we are working on getting ourselves into a good position. Our first goal is to get out of debt. Once all our debt is eliminated we will be able to start saving money for our next goal. But first we are going to have to have a serious wake up call. Our Current Situation… Continue reading Budget: Get Out of Debt Plan
“Finding our debt” sounds a little funny, but I couldn’t figure out a better way to say “finding out how much I owe, writing it down, so I can figure out how to pay it all off”. We have already talked about how to set up a budget that reflects our current spending habits. We also… Continue reading Budget: Finding Our Debt